James “Jim” Underwood is Founder and President of both JD Underwood Financial and JD Underwood Wealth Management. He is a licensed insurance agent in five states and holds a life and health license as well as a series 65, and is an Investment Adviser Representative of Royal Fund Management, a SEC-Registered Investment Adviser. As a fee only Investment Adviser Representative, he has a fiduciary responsibility to his clients. This means he is held to a higher professional standard than a typical broker. He has structured his firm with the goal of providing objective independent investment advice, with your best interests first.
By way of background, Jim began his financial services career in South Florida in 1989. His practice has focused on many aspects of people's financial lives, and he recognizes the importance of planning for and then transitioning into retirement, as well as preserving the monies accumulated for retirement. This includes protecting one's life savings from unnecessary taxes and market volatility.
For the past 29 years, Jim has been helping people solve their financial problems, and understands the importance of helping clients make sound financial decisions. He understands that not everyone's situation is the same, and strives to use a customized approach with his clients.